Health Insurance 2022: Best Health Insurance Policies

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A health insurance policy serves as a financial cover for unforeseen medical expenses. With a health insurance policy, you and your insurance provider have an agreement that in the case of a medical emergency, the policyholder will be covered financially by the insurer. As with any kind of insurance, health insurance is an investment made over time with the goal of continuing your coverage in order to protect your hard-earned savings.


Buy Health Insurance Policies Online in 2021


Insurance providers are mindful that there is no one size fits all, which is why there is not just one type of health insurance out there for every individual. There are actually several different kinds of health insurance plans in India to fit individual needs.


As a careful customer


You should pick the best health insurance for your family and yourself, so that you no longer have to worry about paying hefty medical bills. Depending on the type of plan you choose

You are not only covered for your medical bills but also cashless treatment at our network of hospitals.


Bid adieu to medical expenses when you decide to invest in a health insurance policy for yourself and your family.


How to buy health insurance plans online ?


Earlier, health insurance companies had to make infrastructure investments and take the help of various brokers, agents and financial consultants to sell health insurance plans in India. The procedure was arduous and time consuming with reams of paperwork to boot.


Best Health Insurance Policies Available Online


However, in today’s digital age, buying a health insurance plan is almost as easy as ordering a pizza online. The internet can provide you with a wealth of information regarding various health insurance plans, their features, benefits and also quick and simple tips on how to buy a health insurance plan online.


The process has evolved to become extremely efficient, transparent and cost-effective with minimal paperwork and intermediaries. So, the only question left is, how to apply for health insurance plan in India?


Do Your Research to Buy Health Insurance


Most people who are looking to buy a health insurance plan either speak to family and friends or go online to look for the best-rated health insurance providers. There are also many forums on social media where real customers post their experiences regarding their interaction with health insurance companies, service quality, etc. which should give you a fair idea of which health insurance companies you should consider.


Visit Website


The websites of insurance providers are one of the best sources of information available about health insurance plans in India. All you need to do is take a look at the plan that suits your needs and take notes. After that, you can compare one policy with another to see which ones offer you more comprehensive coverage at a lower premium. If this gets too confusing, many independent online agencies allow you to compare a plan before you zero in on a policy. Thus, you can access information about all prominent insurance providers and their plans in one place.


Provide Details


An important thing to keep in mind before comparing plans is that each health insurance provider will ask you for your personal information such as your age, income, health status, area of residence, etc. to assess your eligibility online. This will also help you estimate your health insurance needs and which plan suits your needs and pocket best.


Finalise the plan


Once you zero in on a policy, double-check the plan’s reviews online. Things to look for include the final cost after-tax, the renewability clause of the plan and the loyalty benefits. For instance, Max Bupa offers some plans, which give you loyalty benefits and discounts upon opting for a longer tenure. If you still have any doubts, call the provider’s helpline number available online or shoot them a mail. Note: Some health insurance providers may ask you to upload basic documents online to verify your details.




You can purchase your plan directly from the insurer’s website or through the website of an intermediary. Sometimes, there can be a slight difference in the price of the same plan when purchased from different places. Some insurance companies also have tie-ups with banks and credit card companies that offer additional discounts or cashback offers on using their facility. Another thing to remember is keeping important documents such as age and address proof handy as you may be asked to provide these to complete your purchase.


Types of Health Insurance Plans in India


Buying health insurance is an inexpensive way to secure medical care for individuals and their families during emergencies. There is a multitude of health insurance plans available in India, which aim to provide coverage against various health risks along with a host of other benefits. However, in order to choose a plan that is best suited to you, you must know all the options available to you.


Medical Insurance Policies

Here is a quick look at the most popular health insurance plans available in India –

Individual Health Insurance Plans

Family Floater Health Insurance Plans

Senior Citizen Health Insurance Plans


Health Insurance Policies are the best among the Insurance Companies.